Payment Policy

Effective Date: January 17, 2025

At OPALXXCHARM, we are committed to providing a seamless, secure, and convenient payment process. This Payment Policy outlines the accepted payment methods, terms, and conditions for transactions made through our platform. By completing a purchase, you agree to these terms.

1. Accepted Payment Methods

We offer a variety of payment options to ensure convenience:

        • Credit Cards: Visa, MasterCard, American Express, Discover.
        • Debit Cards: All major debit cards are accepted.
        • Digital Wallets: PayPal, Apple Pay, Google Pay.
        • Bank Transfers: Available for bulk or high-value orders upon request.

2. Payment Security

We prioritize the security of your financial information with advanced measures:

        • Encryption: Transactions are encrypted using SSL (Secure Socket Layer) technology to protect sensitive payment details during transmission.
        • Trusted Gateways: Payments are processed through trusted, third-party providers that comply with global security standards.
        • Fraud Prevention: Additional verification steps may be required to prevent unauthorized transactions and ensure secure payments.

3. Pricing and Taxes

        • Currency: All prices are displayed in USD.
        • Taxes and Fees: Prices exclude applicable sales taxes and shipping charges, which will be calculated and displayed during checkout.
        • Price Adjustments: Prices may change without prior notice. However, the price at the time of purchase will apply.

4. Payment Process

        • Order Confirmation: Once payment is successfully processed, you will receive a confirmation email with your order details.
        • Failed Payments: If your payment fails, please verify your payment details or contact your bank. Our customer service team is available to assist with any payment issues.

5. Refunds and Adjustments

Refunds for eligible returns or canceled orders are processed according to our Return and Refund Policy:

        • Refunds will be issued to your original payment method within 7-10 business days of approval.
        • Shipping fees and additional charges are non-refundable, except in cases where OPALXXCHARM is at fault.

6. Installment Payment Options

        • Eligibility: Installment payment plans may be available for qualifying purchases.
        • Interest-Free Plans: Select orders may qualify for zero-interest installment options.
        • Contact us for more details on installment eligibility and terms.

7. Payment Disputes

If you encounter any issues or disputes related to a payment:

        • Contact us at info@opalxxcharm.com with your order number and payment details.
        • Our team will promptly investigate and work to resolve the matter.

8. Changes to This Policy

We reserve the right to update this Payment Policy at any time. Updates will be posted on our website with the revised effective date.

9. Contact Information

For questions or concerns about payments, please contact us:

At OPALXXCHARM, your satisfaction and security are our top priorities. Thank you for trusting us with your purchases and choosing our premium furniture and décor to elevate your living spaces!